Underwriting Services

At National Safety & Risk LLC we pride ourselves on providing flexible commercial insurance loss control reports for our clients. We are able to offer:

1. Risk Assessment and Evaluation:

  • Site Inspections: Conducting on-site evaluations of properties, facilities, and operations to identify potential risks and hazards.
  • Risk Surveys: Detailed surveys that assess various aspects of a property or business, such as fire protection systems, safety protocols, and operational practices.
  • Exposure Analysis: Identifying potential sources of loss, including natural disasters, equipment failure, and human error.

2. Loss Prevention Recommendations:

  • Safety Programs: Developing and recommending safety programs and protocols to minimize risk.
  • Training and Education: Providing training sessions for employees on safety practices, emergency procedures, and risk mitigation techniques.
  • Maintenance Plans: Advising on regular maintenance schedules for equipment and facilities to prevent breakdowns and accidents.
3. Data Collection and Analysis:
  • Historical Data Review: Analyzing past claims data to identify trends and patterns that could indicate future risks.
  • Benchmarking: Comparing the risk profile of the insured entity with industry standards and benchmarks to identify areas of improvement.
  • Predictive Modeling: Using advanced analytics and predictive models to forecast potential risks and losses.

4. Customized Risk Management Plans:

  • Tailored Solutions: Creating customized risk management plans based on the specific needs and characteristics of the insured entity.
  • Implementation Support: Assisting in the implementation of recommended risk management strategies and solutions.

5. Compliance and Regulatory Guidance:

  • Regulatory Compliance: Ensuring that the insured entity complies with relevant safety regulations and standards.
  • Documentation and Reporting: Providing necessary documentation and reports to demonstrate compliance with regulatory requirements.

6. Technology and Innovation:

  • Risk Management Software: Offering software solutions that help track, manage, and mitigate risks.
  • Remote Monitoring: Implementing technology such as IoT devices and sensors to monitor risk factors in real-time.

7. Specialized Risk Services:

  • Fire Protection Engineering: Assessing and recommending fire protection measures, including sprinkler systems, fire alarms, and evacuation plans.
  • Environmental Risk Assessments: Evaluating environmental risks, such as pollution and hazardous materials, and recommending mitigation strategies.
  • Cyber Risk Assessments: Identifying and mitigating risks related to cybersecurity and data breaches.

8. Claims Support and Post-Loss Analysis:

  • Claims Investigation: Assisting in the investigation of claims to determine their validity and root causes.
  • Post-Loss Analysis: Analyzing claims after they occur to identify preventive measures for the future.

9. Communication and Reporting:

  • Detailed Reports: Providing detailed risk assessment reports to underwriters, including findings, recommendations, and risk ratings.
  • Ongoing Communication: Maintaining regular communication with underwriters and insured entities to update on risk management progress and emerging risks.

Services/and Types

  • Commercial Property
  • Commercial General Liability
  • Package
  • Workers Compensations
  • Assigned Risk Workers Compensation
  • Drone Services
  • Training and technical services
  • State regulatory compliance
  • NYS Code Rule 59
  • Desktop Risk Evaluations
  • Regulatory Compliance Assistance
  • Phone Surveys
  • Program Risk Evaluations
  • State of the art and customized web based technology
  • Customer technology integration